Senior Decision Scientist, Decision Sciences

Overview

We are seeking a talented and motivated Data Scientist to join our 1P Lending team. In this role, you will design, build, and deploy machine learning models and analytical frameworks that drive credit We are seeking a talented and motivated Data Scientist to join our 1P Lending team. In this role, you will design, build, and deploy machine learning models and analytical frameworks that drive credit risk assessment, i

What you'll do

• We are seeking a talented and motivated Data Scientist to join our 1P Lending team.
• In this role, you will design, build, and deploy machine learning models and analytical frameworks that drive credit We are seeking a talented and motivated Data Scientist to join our 1P Lending team.
• In this role, you will design, build, and deploy machine learning models and analytical frameworks that drive credit risk assessment, income estimation, fraud detection, and portfolio optimization.
• You will work with credit bureau data, transactional data, and alternative behavioral signals to create models that directly impact lending decisions and customer outcomes.
• Key job responsibilities • Understand lending business, products, data consumed to make decisions, regulatory context, and practice of Data Science related to this field.
• • Closely Interact with risk, product and collection team to understand the business challenges.
• • Define, Design and Implement complex ML solutions for various credit lifecycle stages like credit risk scoring, income prediction, collection optimisation, sales optimisation, fraud detection etc.
• • Create robust model validation, monitoring, and governance solutions in compliance with regulatory requirements.
• • Help the Decision-Engine team to deploy the ML solutions in production with sub-second latency.
• • Develop new modeling techniques and analytical frameworks for innovative lending products within the regulatory landscape.

Requirements

• Practical experience with Python, Go, Machine Learning, Scala.
• Experience level: 5+ yrs.
• Strong written and verbal communication in English.
• Comfortable working on-site in Pune, Maharashtra, IND.

Skills